Every success story starts with a meaningful connection.

Protecting What Matters Most: Your Health, Your Life, and Your Future.

Welcome to EFG Care

Your protection matters – and so does understanding it. At EFG Care we simplify the complex world of insurance so you can make confident choices for your health, your life, and your family’s financial future.

Health Insurance Solutions

Reliable coverage for every stage of life. Whether you need individual health plans, Marketplace (ACA) options, or supplemental insurance, I’ll help you choose the plan that fits your needs and budget across PA, TX, and OH.

Life Insurance Protection

Life is unpredictable, but your family’s financial security doesn’t have to be. From Term Life to Indexed Universal Life and Final Expense coverage, I’ll guide you toward the right protection for every stage of life – no matter where you live in the U.S.

Why Choose EFG Care?

Because your peace of mind deserves personal attention.

  • Licensed, experienced, and independent.
  • Serving multiple states with nationwide life coverage
  • Honest advice and no-cost consultations.

🧮 DIME Life Insurance Calculator

A good rule of thumb for determining your life insurance needs is the DIME formula - which helps you estimate how much coverage your family might need by evaluating four key financial areas:

Debt

Include credit cards, car loans, or any personal debts that your family may need to pay off.

Income

Multiply your annual income by the number of years your family would need financial support.

Mortgage

Account for your remaining mortgage balance so your loved ones can stay in their home.

Education

Estimate future education expenses to ensure your children’s college plans stay on track.

Contact Me

EFG CARE

Covered with Care

“Join me in building a life of wellness, confidence, and protection.”

Profile

Search for a Certified Agent or Broker. (For PA residents only)

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Affordable health plans for Texas and Ohio residents.

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Words from Our Clients

★★★★★
"EFG Care provided me with the best life insurance plan that perfectly fits my needs. Their team was kind, helpful, and explained everything clearly. I feel confident knowing my future…"
Reviewer Bishal Thapa (5★)
★★★★★
"I’m really happy with the service from EFG Care — they helped me find the right life insurance plan easily. The process was smooth and professional from start to finish.…"
Reviewer Sarita Mongar (5★)
★★★★★
"I was looking for answers about my health insurance and came across this gentleman. He was very polite, transparent, and knowledgeable, and he resolved my questions efficiently. Highly appreciated."
PARSHU DAHAL (5★)
★★★★★
"EFG Care took amazing care of my family member. The caregivers were kind, professional, and always on time. Communication was clear, pricing was fair, and the support felt genuine. I…"
Reviewer Suraj Subedi (5★)
★★★★★
"My health insurance was approved very quickly, and I sincerely thank EFG Care for their excellent service. Everything was explained clearly and thoroughly, and the process was handled efficiently from…"
Reviewer Bhim Rai (5★)
★★★★★
"Excellent service.Fast and reliable."
Reviewer Mamta (5★)
★★★★★
"I really appreciate EFG Care, and it is a very efficient, fast, and reliable service.  "
Reviewer BRYAN RAI (5★)
★★★★★
"EFG Care provided me with the best life insurance plan that perfectly fits my needs. Their team was kind, helpful, and explained everything clearly. I feel confident knowing my future…"
Reviewer Bishal Thapa (5★)
★★★★★
"I’m really happy with the service from EFG Care — they helped me find the right life insurance plan easily. The process was smooth and professional from start to finish.…"
Reviewer Sarita Mongar (5★)
★★★★★
"I was looking for answers about my health insurance and came across this gentleman. He was very polite, transparent, and knowledgeable, and he resolved my questions efficiently. Highly appreciated."
PARSHU DAHAL (5★)
★★★★★
"EFG Care took amazing care of my family member. The caregivers were kind, professional, and always on time. Communication was clear, pricing was fair, and the support felt genuine. I…"
Reviewer Suraj Subedi (5★)
★★★★★
"My health insurance was approved very quickly, and I sincerely thank EFG Care for their excellent service. Everything was explained clearly and thoroughly, and the process was handled efficiently from…"
Reviewer Bhim Rai (5★)
★★★★★
"Excellent service.Fast and reliable."
Reviewer Mamta (5★)
★★★★★
"I really appreciate EFG Care, and it is a very efficient, fast, and reliable service.  "
Reviewer BRYAN RAI (5★)